Saving is – spending less that you earn. Money in the bank gives you choices and options and helps achieve bigger goals. Regular savings = regular results. One of the best ways to save money – is not to spend it. Divide your earnings into money for today and savings for tomorrow, stay on track, keep records on the progress and focus on the reward at the end. One step at a time and every little bit helps. Email helen@simplemoney4you.com.au…..
Learn the rules and play by them. Make the best of the current situation and try not to get penalised. Money matter rules include terms and conditions, costs and penalties. What is the cost to me now, what is the ongoing cost and when will the cost stop. Always run the numbers – cost out the options and choose the best for your circumstance. The choice will not be the same for each person since everyone has different needs and…..
Money Management is all about making your money work for you. To manage your money better – work out where it is going, learn smart spending habits and simple saving tips, record your money in and out and deal with the paperwork. You cannot eat your cake twice, you cannot spend your money twice. Smart money management includes – knowing your spending in relation to your earnings, thinking about what else you could spend your money on, sticking to a…..
You can’t stop or keep or catch time, but you can learn to master it. Time is money, but it is your choice how much managing of your life you WANT and how much managing of my life you NEED? Be reasonable with how much time it takes to complete a job and allow time for the little things in life. Happiness is all about a balance between work time and play time. Email helen@simplemoney4you.com.au with any questions.
Being employed means regular work, regular income and benefits. Finding a job can be a challenge, but it helps to have the goal post up before you hit the field – what type of job, how many hours, full-time, part-time, casual or self-employed, are you working for money, to keep busy, as a career move or because you want to do the job? If you love what you’re doing, you never have to work a day in your life. The…..
Explain and demonstrate to children how to use money, how to shop, borrow and save money. Children watch their parents and repeat what they learn. When planning rewards for your children, ask them for their ideas. Teach children how to earn money, the value of saving and the joys of achieving a goal. Encourage them to ask for advice but do not force your advice on them. Accept that mistakes may be made and use them as a teaching event…..
Understanding what type of person you are can help you make better decisions about money. Are you a numbers person or a words person? Each will think differently and choose different financial options. YOU need to be comfortable with YOUR decision; it needs to be within YOUR comfort zone. Everyone has a different comfort zone and therefore the right money path will be different for each person. Following your friend may not be the best decision for YOU. Email helen@simplemoney4you.com.au…..
This is the first weekly tip from Simple Money 4 You, helping you understand your money matters with a simple language reference book. Each week features the next chapter topic in the book.
Almost every decision you make has a monetary impact. Make better decisions with good information. Assess the benefits, costs and risks before each decision and ensure it is the right fit for YOU! Thinking about money help you understand how you use your money. Ask a reliable…..
Helen has just returned from a touring trip of Western America during which she came across a local school who is running financial classes for their students. Simple Money 4 You is a wonderful teaching resource and student reference book. A copy of the book was sent to the school for use in these classes.
Simple Money 4 You is now available at Symons Educational Supplies on the Gold Coast and Australia wide. Order you copy today! www.symonsed.com.au
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