If you understand the credit card terms you will benefit from the ease of use and loyalty programs, if you do not follow the rules you can end up paying much more for your purchase, in interest. Rules include – fees, interest rate and when it is applied, spending limits and loyalty programs. Walk to your bank to withdraw cash rather than using a cash advance on a credit card as interest is charged from the date of the withdrawal,…..
A belated Happy New Year to followers of Simple Money 4 You tips, which will be resuming on Monday 16 March with Credit Cards. Christmas is a time of spending, and credit card usage can be overdone. Ensure you pay your credit card accounts are paid in full to avoid large interest charges. The new year is also a great time to revisit you goals for the year – write them down and plan for success. Put aside some time…..
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