Throughout life, we all make many decisions about money. Almost every decision you make has a monetary impact—whether it is a simple decision to buy a cake for morning tea or not, to buy a house or rent, or where to invest or save your money.

Money Talks

Decisions are made depending on the information you have and how you assess the benefits, disadvantages, penalties, and risks. This book is full of information designed to help you make the best decisions.

Make Money Work for You

Learning about money is like learning a new language. People find this difficult because they get caught in the jumble of terms and rules. However, with a basic knowledge and understanding of how money systems work, most readers will benefit in everyday life, saving money, time, and effort.

Enjoy Learning – Seek to Understand
This book is primarily about money; and most people have heard that:
Time is Money
The chapter on time management describes how changing your outlook on time can benefit you and save money in the process.
The book has been divided into small chapters to allow the reader to investigate the areas that are of current interest. There is no need to read the book from cover to cover; simply turn to the chapter you need information about. At different times, you will need information from different sections, so keep the book handy.
Each chapter heading is a single word with a simple definition. They include examples to help you grasp the topics. Worksheets can be found at the back of the book and Excel worksheets, can be accessed on the website. I hope you enjoy this book and pass it on to others so more people can find their way through the maze of numbers.