Christmas is a time when we often spend more than we have. At the time we enjoy but later it becomes a regret.
Its not what you earn but how you spend your money that makes your rich!
Don’t buy what you can’t afford!
Ask yourself the following questions before you spend your money. Why do you want this item? Can you Afford this item? Is it a Need item or a Want item? Are you really Happy with the…..
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